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Invest worry-free with a term deposit

​​Guaranteed Investment Certificates (GIC) carry higher interest rates than regular savings accounts and may be purchased for terms of 1 to 5 years. Withdrawals or redemptions are not permitted prior to maturity. GICs may be held directly or as a part of an RRSP or TFSA.
The minimum deposit for a GIC is $500.
 
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​Redeemable Term Deposit

  • ​Redeemable with full accrued interest after 30 days
  • Use in registered and non-registered accounts
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​Non-Redeemable Term Deposit
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  • Use in registered and non-registered accounts
  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)
 

Term Deposit


  • ​​​Redeem your money on each year anniversary without a penalty
  • Use in registered and non-registered accounts
  • Earn compound or annual interest – your choice
  • At L.I.U.N.A Local 183 Credit Union, eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)

Rates

LEARN MORE
​Take a look at our latest term deposit rates.
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Our handy Savings Calculator will help you estimate how your investments will grow over time.
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